FWIW if you are having "commitment issues" ;-) and inderstandably reluctant to drill through the fairings...for my 2013 RA I got the cheapie Oxford soft bags -- so no rack at all, they velcro and bungie on. It's an hour of fiddling at the start of every season and then good to go.
I figured I would upgrade to rack and pods but...never had to.
Using careful planning and waterproof liners, plus a pillion bag or pack lashed on the back, I can haul plenty for an entire weekend or longer. Even groceries.
Plus there's the tank bag option, which did not work for me (made my riding stance a little weird because I'm only 5'6" and don't have long arms).