In 15 years never got any petrol on that part of me and always refuelled sat on bike otherwise lose a few litres of space in tank. I do tend to refuel slowly and let it settle a bit.Probably everyone here knows this but just in case...
Sitting on your bike while you refuel will result in burns to a delicate part of your anatomy if you happen to spill petrol on yourself.
It doesn't have to catch fire, petrol burns the skin on contact although it may take a moment or two before you notice.
My Honda Fit's gas cap didn't come with a cord on it so setting the gas cap on the pump while refueling has become second nature putting the bikes fuel cap up there didn't seem unusual as well. I have to take my gloves off, get my credit card out of my pocket and pay at the pump before getting gas so having no hinge on the gas cap is the least of my time consuming efforts at the pump.Not to be b*****, but, who cares. This is my third bike with a similar set up. I'm used to it. No real inconvenience.