Join Date: Apr 2019
Location: Burnet County, Texas, USA area.
With advancing age (and I have more than my share of that!) generally comes the acquisition of some things of substance, which requires that one of prudence insure very fully. The USA is a very litigious society, with lawyers trolling for business like hungry sharks. Accordingly, I carry lots of personal liability insurance and full coverage on my two bikes, two cars and a pick-up truck. When I got the new (left-over) 2017 CB-500F last spring, my insurer of 60 years, USAA (available only to military veterans and their families) wanted $1100 USD for my coverage, which heretofore had been half that. They advised me that they no longer wished to provide coverage for motorcycles, such as my 2016 Suzuki DR-650 "enduro" and had contracted their motorcycle insurance business elsewhere. Just as well, as this got me checking other insurers of known, high quality reputation. I settled on GEICO, which astonished me by offering exactly the coverage I'd had with USAA for $570 USD FOR BOTH MOTORCYCLES! I dealt with "Ann" of the Austin, TX GEICO office and she was wonderful.
I might add that my only claim submission to USAA in 60+ years was in 1971, when my Honda CB-450 was stolen and then was recovered by the police, with $56 of damage, for which USAA reimbursed me.
The moral of my story is, "Always shop around. It may save you a packet!"
"You don't stop riding because you got old...You got old because you stopped riding,"